Start Up Loans

Create your dream fashion business with a Start Up Loan and FREE Business Support

start-up loan

THE START UP LOANS COMPANY is a UK wide, government backed scheme, which offers a repayable loan, for business use only, to individuals who have a viable business idea but can’t access finance to get started.


• Loans available between £1,000 – £25,000

• Fixed 6% p.a interest rate

• No early repayment fees

• Access to free business support including a mentor, training events, and exclusive business offers.

FASHION ANGEL is part of a network of official Start Up Loans delivery partners across the UK who administer the scheme, and the only one to just specialise in supporting start up fashion businesses. Find out more in our FAQ section.


• Over 18 years old

• Pre start or trading for under 24 months

• An EU/UK citizen (or have the right to live and work here)

• Have not already received a Start Up Loan.

• Are not an undischarged bankrupt, or undergoing an IVA


Register online to tell us about yourself and your business idea.


Receive free pre-loan business support.


Submit your application for approval.


Loan Approval – access to a mentor for 12 months.


We’ve supported 100’s of clothing, accessory, footwear and jewellery  businesses start and grow, by helping them access start up loan funding, and on going business mentoring with our fashion industry mentors.

Read about some of the amazing businesses we’ve helped.

Watch the video of Chloe Hope King, Creative Director of Esoteric London and Start-Up Loan recipient >

start-up loan


The Start Up Loans Company have secured some fantastic business offers, exclusive to Start Up loan recipients. These provide discounts on a number of business products and services and equip an entrepreneur with many of the tools needed to launch a successful start-up. To see how these offers could benefit your business and to redeem, click here.

I received invaluable advice in constructing my business plan and with my Start Up Loan application and have since attended an extremely useful workshop on Crowd Funding. Receiving my loan has enabled me to go into production. I have taken advantage of several new business offers including Santander 2 years free business banking & half PayPal transaction fees…
Deborah Bunn, Start-Up Loan recipient

The Start Up Loan Company have been made aware that someone is making “cold calls” and claiming to be the Start Up Loans Company, even using their London address to try and convince people of their authenticity. Their aim is to defraud and they are, of course, conducting a thorough investigation. The Start Up Loans team do sometimes call loan applicants and recipients to gather feedback on the programme, but would not ask for payment of any kind. 

Fashion Angel is an official Delivery Partner and does not ask for payment of any kind in relation to our Start Up Loan programme. Whether your application is successful or not, you will not be charged a fee for making a Start Up Loan application. If you have been charged a fee or have any questions please inform us or write to

Fashion Angel is committed to upholding your privacy as a valued customer and user of this website. The personal data (‘Data’) we collect, process of use about you is held securely and treated in accordance with our Start Up Loan Privacy and Data Policy. Whenever you provide us Data, you are consenting to its collection and use as explained in the attached Policies, including our use of ‘cookies‘. (The Start Up Loans Company Privacy and Data)

We operate an integrated communications programme, which means we use your Data to communicate with you through several different channels; including direct mail and email. Our aim is to keep you up-to-date with all the latest news from Fashion Angel and The Start Up Loans Company, however if you feel you no longer wish to receive direct mail or email communications from us, you are able to ‘opt out’ of them individually at any time (Privacy and Data-sharing Policy – Annex A).

If you would like to contact us at any time in regards to these Policies or their content, please email info@fashion-angel

Click here to view the Fashion Angel Privacy and Data Sharing Policy


Loans are strictly for 18s and over and are personal loans for business use only. Finance is subject to status. You will be credit checked as part of your application for a Start Up Loan. Individuals can only receive one loan, however more than one partner in a business can be eligible to apply for a Start Up Loan. Terms and conditions apply. You will never be charged a fee to apply for a start up Loan. Fashion Angel is not a lender. Please note that: Fashion Angel is a credit broker authorised by the Financial Conduct Authority (FCA), not a lender. You will never be charged a fee for our brokerage services.